Best Car Insurance Companies of 2023

Best Car Insurance Companies of 2023: The top auto insurance providers provide their clients with more than simply the desired level of coverage at competitive rates. Additionally, they offer a customer-first experience, making it simple to manage policies and make payments.

We examined client experience, financial strength, and data on customer complaints to identify the top auto insurance providers. We also looked into the types of coverage available and how simple it is to contact an insurer online for a quote or a claim.

These are our best vehicle insurance providers for 2023 based on these variables.

Why you can trust NerdWallet:

To ensure fairness and truth in our reporting so you can select the insurance policy that is most suitable for you, our writers and editors adhere to strict editorial criteria. These carrier ratings are unique to vehicle insurance; other products for a company may have a different rating on our website. Because of this, it becomes sense to compare vehicle insurance quotes from various providers before selecting an insurer.

The best car insurance companies of 2023

How we ranked the top auto insurers

The top vehicle insurance carriers were chosen by NerdWallet’s editorial staff after taking into account pricing, discounts, complaint data from the National Association of Insurance Commissioners, and other factors. Our “ease of use” category takes into account things like how transparent the website is and how simple it is to submit a claim. This list of the top auto insurance firms is likely to vary as we continue to assess additional insurance providers and acquire new market information.

Best car insurance companies: Pros and cons

Read our succinct profiles of our best auto insurance providers below to learn more. See our in-depth evaluations for more information.

  • American Family: Best overall
  • Auto-Owners: Best for few customer complaints
  • NJM: Best for Connecticut, Maryland, New Jersey, Ohio and Pennsylvania drivers
  • Amica: Best for discounts
  • ProgressiveBest large insurer for pet owners
  • State Farm: Best large insurer for customer satisfaction
  • Travelers: Best for ease of use
  • Auto Club Group: Best insurance that requires a membership

American Family: Best overall

In conclusion, American Family is ranked first on our list of the finest auto insurance providers for 2022. It also excels in terms of discounts, including savings for covering multiple vehicles, finishing a defensive driving course, and having a student away at school.

Cost: About average.

Policies available in: 19 states, mainly throughout the Midwest and Pacific Northwest.

Pros: American Family offers a wide range of discounts and many coverage types.

Cons: American Family policies aren’t available in all states.

Company overview:

In J.D. Power’s 2021 customer satisfaction studies
American Family ranked first among a dozen midsized insurers for satisfaction with the insurance shopping experience and first for overall satisfaction in the Southwest region
Ranked American Family ranked No. 7 out of 18 companies for auto insurance claims satisfaction in 2021.
American Family offers a range of discounts to drivers in some states, including for loyalty, completing a defensive driving course and for students away at school. The company also has apps to monitor driving, allowing good drivers to earn discounts.

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